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      <image:title>Services - Superannuation and retirement planning</image:title>
      <image:caption>Comfortable and financially independent retirement is everyone’s right. At Sierra Wealth, we closely work with our clients to develop a plan considering their current financial situation, retirement goals, and expected expenses. Remember, starting early is key to successful retirement planning. The sooner you start, the more time you have to save and invest. The result? The better off you will be in the long run.</image:caption>
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      <image:title>Services - Employer share schemes</image:title>
      <image:caption>If you work for a startup or company listed on the stock market, you may receive shares as part of your compensation. We're here to help you handle and make important decisions about your employee share scheme benefits.</image:caption>
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      <image:title>Services - Holistic financial planning</image:title>
      <image:caption>We know it all starts with a solid financial plan. That's why we take the time to get to know you and your goals intimately so we can draft up a holistic financial plan that encompasses everything you want to achieve.  Our financial planning services are designed to help you create a roadmap to achieve your financial future. We will work with you to develop a customized plan that considers your income, assets, liabilities, and long-term goals. As part of our ongoing service offering, we regularly check in on you and the progression of your plan and make adjustments as needed. Whether it's changes in the regulation, market conditions, or just your personal situation, we will make sure you are always on track to reach your goals.</image:caption>
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      <image:title>Services - Insurance advice</image:title>
      <image:caption>At Sierra Wealth, we believe that having a financial safety net is the foundation to a solid financial plan. Thus we take a thorough approach and carefully consider your unique situation and responsibilities to suggest the best insurance options, if required, for you. Whether it is personal insurance or insurance for your business needs, we offer guidance every step of the way.</image:caption>
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      <image:title>Services - Investment portfolio advice</image:title>
      <image:caption>We will work with you to develop a personalized investment strategy that seamlessly fits your risk tolerance and short and long-term financial objectives.</image:caption>
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      <image:title>About</image:title>
      <image:caption>John Kuo Principal John has close to 20 years of experience in assisting clients growing and secure their wealth. John has been a financial planner since 2013, having experience in boutique financial planning practices and large corporates. Prior to financial planning, John spent over 8 years in stockbroking and corporate finance. His prior experience is evident in his ability to succinctly articulate the finer details of financial planning and portfolio construction and the relevance to his clients. Qualifications Certified Financial Planner® Diploma of Financial planning Bachelor of Business (Honours – Banking and Finance)   Memberships Financial Planning Association of Australia Tax Practitioners Board</image:caption>
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    <loc>https://www.sierrawealth.com.au/licensee</loc>
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      <image:title>About</image:title>
      <image:caption>John Kuo Principal John has over 20 years of experience in assisting clients growing and secure their wealth. John has been a financial planner since 2013, having experience in boutique financial planning practices and large corporates. Prior to financial planning, John spent over 8 years in stockbroking and corporate finance. His prior experience is evident in his ability to succinctly articulate the finer details of financial planning and portfolio construction and the relevance to his clients. John's Profile Qualifications Certified Financial Planner® Diploma of Financial planning Bachelor of Business (Honours – Banking and Finance)   Memberships Financial Planning Association of Australia Tax Practitioners Board</image:caption>
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